Enjoy more time to pay with flexible financing options and Easy Payments with PayPal Credit. Lace Xclusive has partnered with PayPal to allow customers to make payments over a set amount of time and receive their hair upfront. Easy Payments with PayPal Credit lets you get what you want, when you want it, and budget your payments as you go. You choose the monthly payment amount and length of time that works for you, so you can pay with peace of mind. We’ll notify you when each monthly payment is due, so all that’s left to do is enjoy your purchase. PayPal Credit is subject to credit approval.
What is PayPal Credit?
PayPal Credit is a line of credit offered by Comenity Capital Bank that gives you the flexibility to pay for your purchase now, or pay over time. It’s easy to apply and easy to use.
How do I apply for PayPal Credit?
When you choose to apply for PayPal Credit, you’ll be asked to provide your date of birth and your Social Security number, and then to agree to the terms and conditions. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your PayPal account and you’ll see it as a payment option every time you check out with PayPal.
Is there an annual fee to use PayPal Credit?
Nope! There is no annual fee to use PayPal Credit.
Why should I use PayPal Credit for my PayPal purchases?
Get more time to pay when you check out with PayPal and pay with PayPal Credit at most places PayPal is accepted. Plus, score valuable discounts and offers, like special financing on purchases of $99 or more, when you use PayPal Credit. You can also review all of your purchases and pay your bill through PayPal.com.
What if I do not currently have a PayPal account?
As the first step of the application process for PayPal Credit, it will ask you to sign into your PayPal account or give you the ability to sign up for one. Once you’ve signed up for a PayPal account, you can begin the application for PayPal Credit. Signing up for a PayPal account is free.
Do I have a Credit Line and how much will it be?
Yes you do. Here's how it works: after you've been approved, Comenity Capital Bank will open a PayPal Credit account with a Credit Line of at least $250.
What does ‘Subject to Credit Approval’ mean?
PayPal Credit is a credit account that you can use to make purchases and send money. Comenity Capital Bank will review and consider your credit report and other credit related information prior to opening your account and establishing your credit line. Creditworthiness is determined by Comenity Capital Bank. This process happens in a matter of seconds as part of the PayPal Credit checkout process. Once you are a PayPal Credit customer, you can use your credit line to make purchases. If you make a purchase that would cause your outstanding balance to go above your credit line, we will review your credit history and history with PayPal Credit to instantly determine whether to increase your credit line.